Insurer assets       & 1 &  &   &  & 12.8 & 19.5 & 0.66
Contract             &   &  & 1 &  & 12.9 & 6.1 & 2.13 & 5.2
Optimal w/o contract & 1.11 & -0.11 &   &  & 14.3 & 21.8 & 0.65
Optimal w/ contract  & 0.9 & -0.9 & 1 &  & 25.9 & 25 & 1.04 & 9.7
